Convert card
transactions into
real-time payments
Transformer will help your customers switch to Pay by Bank at checkout.
Bypass interchange fees. Supercharge settlement times.
TRANSFORMING ECOMMERCE
Easing the switch to
Pay by Bank
When a customer chooses to pay by bank-issued debit or credit card at checkout, Transformer intelligently recognises who they bank with from the first six to eight digits of their card number.
A prompt then encourages the switch to Pay by Bank. It’s more cost effective for you and faster, easier and safer for your customers.
Shifting preferences
Showcasing a low-cost alternative to cards
Merchants are lumbered with high card interchange fees, but they needn’t be. Low-cost real-time payments represent a superior alternative.
Card payments, though, are habitual for shoppers. Transformer is the tool you need to help them realise the UX and security benefits of Pay by Bank.
seamless switch
Powerful, intuitive prompts
The beauty of Transformer lies in its prompts, which help shoppers make a seamless switch to a superior payment method. At the perfect moment.
Returning user
Returning user
Returning user
Returning userBUILDING LOYALTY
Keep shoppers coming back
Our data shows that 80% of shoppers who try Pay by Bank make repeat purchases within one month.
IN ACTION
How Transformer works
Beautifully simple
A simple prompt is all it takes for shoppers to discover Pay by Bank.
Lightning fast
Customers are seamlessly and securely directed to their banking app.
TRANSFORMATIVE BENEFITS
Save money, help your customers
Transformer liberates you from unnecessary fees and slow settlements while helping your
customers realise the benefits of paying by bank.
Super-fast settlements
When a customer pays by bank via Transformer,
their payment settles in seconds.
Drive loyalty
Transformer showcases a payment method that
shoppers are happy to return to.
Save money
When a customer chooses Pay by Bank, you don’t pay
any costly interchange fees.
Use cases
