Real-time payments:
A global view
Discover the world’s domestic real-time payment systems. Our
map, based on the latest available data, gives the only at-a-
glance view of the 80 countries with live RTP networks.
Last update: Jan 2025
North America
- Canada
Interac e-Transfer
RTR
- United States of America
RTP
FedNow
Latin America
- Argentina
Transferencia 3.0
- Brazil
- Bolivia
QR BCB
- El Salvador
Transfer365
- Honduras
ACH Pronto
- Mexico
SPEI
- Peru
Immediate Interbank Transfers
- Uruguay
ACH Transferencias Inmediatas
Asia Pacific
- Australia
- Cambodia
RFT / Bakong
- Brunei Darussalam
Real-Time Gross Settlements System (RTGS)
- People's Republic of China
IBPS
CNAPS2
- Hong Kong
Faster Payment System (FPS)
- Indonesia
BI-FAST
- Japan
Zengin System
- Kazakhstan
ISMT
- Malaysia
DuitNow
IBFT
FPX
- Philippines
InstaPay
- Singapore
FAST
PayNow
- South Korea
CD/ATM
Electronic Banking System (EBS)
KFTC
- Taiwan, Province of China
Financial XML
Interbank ATM
- Thailand
PromptPay
- Vietnam
NAPAS
Europe
- Austria
SCT Inst
- Azerbaijan
IPS
- Belgium
SCT Inst
- Bulgaria
Borica Instant Payments
SCT Inst
- Croatia
NKSInst
SCT Inst
- Cyprus
SCT Inst
- Czech Republic
CERTIS Instant Payments
SCT Inst
- Denmark
Straksclearing
Nets
SCT Inst
- Estonia
SCT Inst
- Finland
Siirto
SCT Inst
- France
SCT Inst
- Germany
SCT Inst
- Greece
IRIS
SCT Inst
- Hungary
Azonnali fizetési rendszer (AFR)
SCT Inst
- Iceland
CBI
SCT Inst
- Ireland
SCT Inst
- Italy
RTP
SCT Inst
- Latvia
EKS Zibmaksajums
SCT Inst
- Lithuania
CENTROlink
SCT Inst
- Luxembourg
BILnet
SCT Inst
- Netherlands
iDEAL
SCT Inst
- Malta
SCT Inst
- Norway
Straksbetalinger
Vipps
SCT Inst
- Poland
Express Elixir
BlueCash
Blik
SCT Inst
- Portugal
SCT Inst
MBWay
- Romania
Instant
Transfond Instant Payments
SCT Inst
- Russian Federation
Fast Payments System
- Serbia
IPS
- Slovakia
SCT Inst
- Slovenia
Flik
SCT Inst
- Spain
Bizum
SCT Inst
- Sweden
BIR
Swish
SCT Inst
- Switzerland
TWINT
Swiss Interbank Clearing (SIC)
- Türkiye
Retail Payment System (RPS)
FAST
- United Kingdom
Faster Payments
Open Banking
- Ukraine
Electronic Payment System
Middle East, Africa and South Asia
- Bahrain
Fawri+
- Egypt
Instant Payment Network (IPN)
- Ethiopia
EATS
- Ghana
GhIPSS Instant Pay (GIP)
- India
IMPS
UPI
- Jordan
Cliq
- Kenya
PesaLink
IPSL
- Kuwait
Quick Pay
NBK
- Lebanon
Zaky
- Mongolia
NETC
- Nepal
National Payment Switch
- Nigeria
NIP
- Oman
MPCSS
QMP
- Pakistan
Raast
IBFT
- Qatar
QMP
Fawran
- Saudi Arabia
Sarie
- South Africa
RTC
PayShap
- Sri Lanka
CEFTS (LankPay)
- United Republic of Tanzania
TIPS
- United Arab Emirates
IPI
Aani